Family allowances in Hungary
Hungary pays a universal Családi pótlék of HUF 12,200 to 25,900/month per child depending on status, and has rolled out an aggressive natalist policy since 2010: CSOK (housing subsidy), major tax break for 4+ children (lifetime exemption for mothers) and Babaváró (HUF 10M loan, forgivable).
Family policy explicitly framed as a natalist lever: universal Családi pótlék, but mainly massive tax breaks (mothers of 4+ children fully exempt for life), CSOK housing subsidy (max HUF 10–15M), Babaváró loan (HUF 10M forgiven after 3 children). 24-week maternity leave at 70%.
Családi pótlék — universal child benefit
Paid by Magyar Államkincstár to all residents:
- 1 child: HUF 12,200/month (≈ €31)
- 1 child (single parent): HUF 13,700/month
- 2 children: HUF 13,300/month/child (14,800 single parent)
- 3+ children: HUF 16,000/month/child (17,000 single parent)
- Disabled child: HUF 23,300–25,900/month
- No means test
- Paid until age 18 (or end of schooling)
Családi adókedvezmény — tax credit
Major tax credit, among Europe’s most generous:
- 1 child: HUF 10,000/month (HUF 33,335 deducted from taxable base)
- 2 children: HUF 20,000/month/child
- 3+ children: HUF 33,000/month/child
- Offset against income tax + social contributions (until exhausted)
- Family of 3: ~HUF 1.2M/year in tax savings
Lifetime exemption for mothers of 4+ children
Since 2020: mothers who have raised 4+ children are fully exempt from personal income tax (SZJA) for life on earned income.
- Saving: 15% of taxable income for life
- Also applies to adoptive mothers
- Extended in 2025 to mothers of 3 children under 30
2024 announcement: planned extension to all mothers under 30 (under discussion).
CSOK — Family Housing Subsidy
Non-refundable subsidy for home purchase/construction (launched 2015, reformed 2024):
- 1 child: HUF 600,000
- 2 children: HUF 2,600,000
- 3+ children: HUF 10,000,000 (HUF 15M in rural areas — CSOK Plusz)
- 3% subsidised preferential loan also available
- Conditions: married couple, intention to have children within 10 years
Babaváró — forgivable birth loan
Interest-free loan up to HUF 10,000,000 (≈ €25,000) for young couples:
- 30% forgiven on 2nd birth
- 100% forgiven on 3rd birth
- Conditions: married couple, at least one woman under 41
- Over 200,000 loans granted since 2019 launch
Maternity leave and GYED/GYES
CSED (Csecsemőgondozási díj): 24 weeks at 100% of salary (max ~HUF 324,000/month in 2025).
GYED (Gyermekgondozási díj): parental leave to age 2 at 70% of salary (max ~HUF 324,000/month).
GYES (Gyermekgondozási segély): flat-rate to age 3 (HUF 28,500/month) with no contribution conditions.
GYED diplomás: for students mid-degree (HUF 137,000/month for 2 years).
How Illizeo helps on the HR side
Illizeo is not a consulting firm or a paying body. However, our HR layer manages all of an employee’s family variables: family composition (dependent children, ages), supporting documents, event declarations (birth, adoption), leave workflows (maternity, paternity, parental) with key date calculations, and automatic feed to your payroll software.
Official sources
Manage the HR side of family allowances
From birth declarations to parental leave calculation, Illizeo centralises variables and feeds your payroll automatically.
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